NQO versus ISO

Stock Options Explained What kind of stock option are you being offered and how does that have an effect on your taxes? It is likely you are confronted with a Non-Qualified Stock Option (NQO) if you are an employee or an incentive stock option (ISO) if you are an executive. Check out our breakdown of the differences between the two …

Don’t Get Caught in a Tax Trap

Stock Options Explained Whether you hold non-qualified stock options (NQOs) or incentive stock options (ISOs), BEWARE! There are unfavorable outcomes caused by one or both of the following: The stock price goes down after your stock options are exercised (NQOs and ISOs) You do not consider Alternative Minimum Tax (AMT) ramifications (ISOs only) Want more? Listen to the “Taxes Matter!” …

Stock Options Explained: 5 Questions to Ask Your Employer

5 Questions To Ask Your Employer About Your Stock Options Plan 
Our best advice when deciphering your stock options plan? Go straight to the source! In order to make an informed decision about your options, you need to go into a meeting with your employer armed with the right questions. Here are five of the most important things to ask …

Stock Options Glossary of Terms to Know

Introducing the “Stock Options Explained” Series… Download the full webinar here Employee stock options can be complicated and confusing but it is so important to understand what you are being offered, and what comes with agreeing to their terms. Over the next couple of months Canter Wealth is teaming up with TriVant Custom Portfolio Group to deliver a series of …

You Sold Your Home and Made a Huge Profit…Now What?

You did it, the hard part is over. After all of the open houses, home repairs and negotiations you have finally sold your home, congratulations! Unfortunately the work doesn’t stop now that escrow has closed. Keeping in touch with those closest to you, performing some due diligence and exercising strategic wealth management throughout the post-sale process can save you time …

Three Unique Ways to Invest in Real Estate That You May Not Know

The U.S. housing and commercial real estate markets are on a slow upward trajectory and it is clear that the economy has climbed out of the giant hole left by the 2007 Great Recession. One of the most staggering statistics from this unsettled time was reported by FiveThirtyEight.com and it provides a sense of just how far the market fell. …

The Only Thing More Valuable than Money is Time

Deciding when to start saving for your future is equally if not more important than deciding how much to save. Saving a little now is more valuable than putting a lot aside later, even if it doesn’t seem that way. Let’s say you want to save $1 million by the time you turn 65 (and really you should be saving even …

So the Federal Reserve Raised Rates…Now what?

While the Federal Reserve did raise the federal funds rate by .25% today they also laid out a plan to gradually raise rates over the next year and beyond. It is good to take a look at how the current interest rate hike impacts consumers and how you can plan for future hikes. How does this affect consumers? A $25,000 …

Is Your Investment Strategy Recession-Proof?

It is perhaps the most feared phase of our economy’s traditional business cycle— the dreaded recession. A recession is defined as an extended period of significant decline in economic activity including negative gross domestic product (GDP) growth, faltering confidence on the part of consumers and businesses, falling real incomes as well as weakening employment, sales and production. What can you …

Gas Pump Woes? Save Money with These Apps!

If you drive a car daily (like many of us living here in San Diego) then you might have noticed the recently surging gas prices that are plaguing California residents. Whether you drive to and from work and you find yourself at the gas station weekly or just filled up your tank after a weekend road trip, it is likely …