We’ve all heard the saying “put your money to work” but is it possible to make your money work for a good cause? With the right tools, you can ensure that your charitable donations not only have a positive impact on society but also have a positive impact on your finances. Although charitable donations may not be profitable as your primary …
5 Tips to Make ETFs Work For You
Exchange-traded funds (ETFs) are currently the hot topic in the financial services industry and it is not without reason because this investment group recently reached a milestone. CNBC.com reported that the past 12 months have seen investors put more money into ETFs than mutual funds and this has never happened before. ETFs are not exactly a “one-hit-wonder” because they have …
4 Ridiculously Simple Ways to Impress Venture Capitalists
Every year, Canter Capital hears from hundreds of entrepreneurs hoping to secure funding on their hottest new project or idea. No matter how committed we are to supporting local emerging companies, the process can be daunting. Not every entrepreneur is a good fit and not every company makes for a good investment, but that doesn’t mean strong contenders don’t slip …
3 Surefire Ways to Confirm Your Advisor is Trustworthy
The relationship between a client and an advisor is just that, a relationship. Like any other personal connection this relationship requires compromise, mutual understanding and most important of all- trust. A failed financial partnership can be as emotional and costly as any other failed relationship we may experience. With so many new products offering different ways for investors to make …
What you need to know about Cap Rates
By: Isaac Dixon, Vice President of Portfolio Management at Canter Companies What you need to know about Cap Rates As the real estate market begins to stabilize in markets across the country, more and more people are beginning to explore investing in real estate once again. To effectively invest in real estate one must become comfortable with the terminology used in valuation …
A Discussion on San Diego Real Estate Market Inventory
As the housing market turns a corner and continues to heat up, we are heading toward some great opportunities to buy real estate. Buyers in San Diego, however, are now faced with a particularly scarce inventory of homes for sale. Previewing the State of the Union with Craig Sewing, Canter Brokerage’s Managing Director Luke Middleton discusses essentials in the home …
Tax Time: Credits and Deductions for Homeowners
It is tax season and many of you may feel the pressure of filing. What will you owe? What will you get back? With so much information about credits, deductions and forms to fill out, the process can prove to be a bit overwhelming. Not to worry–while there are many tedious details involved in filing your taxes, it is really …
Home Buying Tips: Finances
Home Buying Tips: Getting your finances in order Now is currently a great time for able buyers to take advantage of record low interest rates, but what steps can you take to ensure you are one of those buyers? The following post offers some valuable suggestions to getting your finances in order to make that big purchase: 1) Credit Report: …
Average Mortgage Rates Fall to Record Lows
This week, the average rates on fixed and adjustable mortgages have reached an all-time low. According to Freddie Mac’s weekly mortgage rate survey, 15-year fixed-rate loans dropped to 3.21 percent while five-year adjustable rate mortgages also plummeted to 2.86 percent. The current rates remained at solid low points for the past few months until this week. Freddie Mac says these …
Fannie and Freddie Suspend Eviction Activity for the Holiday Season
Struggling home owners facing eviction will be given a break by Fannie and Freddie during the holidays this year. A moratorium on their home’s eviction proceedings will begin on December 19th and end shortly after the New Year on January 2nd. The two banks along with Bank of America, Wells Fargo, and Chase will allow families who have received foreclosure …